Saturday, May 30, 2020

कोरोनावाईरस बाचने अबधि र सतह

जब कुनै संक्रमित बयक्ति खोक्छ वा हाछियु गर्छ तब नै नया कोरोना वायरस को सृजना हुन्छ।  यो एउटा पानी को थोपा मा बदलिन्छ र जब हामी त्यों थोपा उदीरहेको बेला मा सामुने मा पर्छौ भने हाम्रो नाक र मुख भित्र सजिलै संग छिर्न सक्छ। यो एउटा डायरेक्ट मेथड हो जून हामी सजिलै संग संक्रमित हुन सक्छौ। 



अर्को सरने तरीका जब हामी कुनै संक्रमित बयक्ति ले छोएको सतह मा कांटेक्ट मा आएपनि हामी सजिलै संग संक्रमित हुन सक्छौ। किनकी हामीले छोएको हैट र खूटा सजिलै संग हाम्रो नाक र मुख सम्म पुग्न जान्छ र हामी यसको सीकर हुन पुगिन्छ।  

हामीले दैनिक प्रयोग गर्ने मसीनरी सामान हरु जस्तै मोबाइल, हैडफ़ोन, र मास्क जस्ता बास्तुसँग एक्स्ट्रा समाधान रहनुपर्छ किनकी यो बस्तुले गर्दा नै हामी बिरामी अथवा कोरोनाविरुस को सीकर हुन जान्छौ।   

Monday, April 27, 2020

state farm insurance reviews

                               Is State Farm Good Insurance ?


    I think many people have this question. I can totally understand that it is always to have a look for the review if you are going to buy an insurance for your car, rent, and house. It is always good to review before purchase anything including insurance. 


    First thing first people have many options to buy an insurance in market but choosing the right one is always hard. That is why I am here to help you to make a good decision on how to choose the right insurance. I used to be a customer of another insurance before State Farm. I did not realize that how much I had spent money on insurance before I switch with the State Farm. Now, I am not a seller or an agent of this company but I am a loyal customer of State Farm. 

    I have been with them for almost 9 years. I have been using this insurance for that long and I can tell you that I have a good experience by being with them. I never would like to switch with another insurance because of the following reasons. 

1. Good Customer Service: 
          I should not say only a good customer service, I should say an excellent customer service they provide during the whole year of my experience. Whenever I call them they are there to pick up the phone. Not only that, they are very active and they jump on the case right away. 

Thursday, April 23, 2020

How To Save Money On Car Insurance


How To Save Money On Car Insurance



If you are a first time car buyer then you must be looking for a cheaper car insurance or try to save some money so that you can pay more mortgage for your car. Learning how to reduce or save money on car insurance is the main goal of this content.


Here are the few tips that you can follow to reduce your car insurance and win on the price that most of the people do not even consider before they buy the car. I was the one who made a big mistake to not search how to reduce car insurance payment. I can tell you that I was new in United States and no one told me either how to save some money on car insurance.

Today you will receive at least 10 trick to save your money on car insurance. Please follow the top 10 procedures before buying an expensive car insurance.

1. Search for Multiple Quotes

Searching for the multiple quotes from at least twenty companies is a good start. Make sure you write somewhere your all quotes from different company. Compare the policy that they offer and then see your car value. you should be able to judge how much you should pay them by taking some data from different companies.


I can tell you on of the best secret tools that works for is to look up quote near by your zip code insurance company because being closer to the agent could save some hidden fees. With tools like secrete, you can get so many price difference between all those companies near you.

2. See What Kind of Car You Are Going To Drive In 2020

As I have mention above, the price for insurance could go high or low. It depends upon how much or what kinds of car you are buying. According to many people, annual rates could ranged from $1000 (a car like Honda, Toyota, Nissan) to $ 3500 (Mercedes, BMW, Tesla).


You can always estimate your insurance cost using online tools. If you have already an old car then you can call your insurance to give an estimate.


3. Make smart choice on your deductible

Insurance company are always clever enough to take out extra money from customer by not telling all the coverage on policy. Sometimes you will be paying for those thing that you don't even need. For example, if you are living near by your work place then you don't need to pay for premium coverage. You can buy liability. Again, this is just an example. You can always ask them that where you can reduce your payment.


4. Merge Multiple Policies

Many people don't know this trick. You can save lots of money if combine multiple policies into one. Here is the trick how you can do this. If you have a family members or friends and if they have same insurance company then you all can combine together and you all can save money.


Not only that it also helps them to reduce the workload and much easier to work with one career. You all get discount because you all are the customers with one career.




Thursday, April 9, 2020

Coronavirus Symptoms



The symptoms of Coronavirus are different from people to people. Some people get the symptom late and some get little early. In most cases we have seen all the similar symptoms which are given below. 

1. Cough :

           People who get affected by Coronavirus may start cough within a week and it gradually increase day by day. This is the first symptom that the people who get virus. This is the early stage and people should not wait for long time. The time frame of this symptom is between 7-14 days.


2. fever:

        Fever is the second stage of the Coronavirus. People may experience having fever after start
coughing. This symptom is called second stage. We also suggest to not wait till it gets worse. People who are getting this symptom should contact with the doctor or they should go for free check and you can call them at 211. 


3. Tiredness:

      Tiredness is also third symptom that you can feel it. Some people may don't experience the above symptom but they may fell the Tiredness. In today situation, people should not wait for anything than may get worse in the future. People who are having this symptom should contact to their doctor as soon as possible.

4. Breathing problem: 

     Having breathing problem is also  a symptom of Cornavirus. This is the last stage that people may get it due to the cough and fever. People should contact with the doctor as soon as possible. People who wait until it get worse may get difficulty in recovery. 


This is all the symptom that people may get it after they get infected with the Coronavirus. People who are having this type of symptom may contact with the doctor or they may go get for test as soon as possible. 

Wednesday, April 8, 2020

Highest death toll by country due to COVID-19



As you can see or may notice that due to the Corona virus the death toll has been touch the pick point by the Wednesday. The picture and that has been shows in the above has been taken from the death row tracker. 

People in the United States still not taking serous about this Corona virus. Some states has been affected a lot but some has little less than compare to the other states. The highest contagious state is New York city. The second highest state is New Jersey. Other than these states are having less than 20,000 confirmed cases of COVID - 19. 

Texas is one of the big states out of 51 has less than 9000 confirmed cases. The number of cases is being increase daily. People are expecting to see more cases in this states. The reason for being spread of corona virus is because people are still not seem to be serious about it. They have been closed big business and restaurant. For example, Mall. 


Friday, March 27, 2020

कोरोना वायरस रिलीफ - कसले कती रकम पाउने ?





ब्यक्तिगत टैक्स फाइल गर्ने हरु का लागि योग्य रकम 

     के तपाई बयक्तिगत टैक्स फाइल गर्नुहुन्छ ? गर्नुहुन्छ भने तपाई कम्तिमा १२०० डालर को योग्य हुनुहुन्छ । तर यो रकम कम पानी हुनसक्छ यदि तपाई ७५००० भन्दा बढ़ी रकम एक साल मा कमाउनुहुन्छ भने । बिल को अनुसार, यो रकम ५ प्रतिसत ले कम गर्ने व त्यों भन्दा पनि माथि छ भने १० प्रतिसत को हिसाबले कम हुने जनाएको छ । 



संयुक्त रूप मा टैक्स फाइल गर्नेहरुका कती पाउने ? 

     जो कोई पनु परिवार वा संयुक्त रुपमा टैक्स फाइल गर्नुहुन्छ भने सो परिवार बाला कम्तिमा २४०० डालर प्लस ५०० डालर प्रत्येक बचा ले पौने निर्णय भएको जानकारी गराएको छ । तथापि , यो रकम तपाईको इनकम ले बढ़ने र घटने पनि सम्भाबना देखिएको जानकारी गराइन्छ । 


     यदि तपाई को इनकम दुबई जाना मिलाएर १५०००० साल को छ भने पनि तपाई यो रकम पाउने योग्य हुनुहुन्छ । तर, त्यही रकम वा सो भन्दा माथि कमाउनु हुन्छ भने ५ प्रतिसत को हिसाबले घटने जानकारी गरयएको छ ।

हेड ऑफ़ द फॅमिली को रुपमा फाइल गर्ने हरु  कती पाउने ? 

जो कोई पनि हेड ऑफ़ द को रुपमा टैक्स फाइल गर्नुहुन्छ भने सो मानिस पनि १२०० र ५०० प्रत्येक बच्चा हिसाबले पाउने निर्णय भएको छ । तर यो रकम घटबढ़ हुने पनि जानकारी गरिएको छ यदि त्यों इंडीविसुअल को इनकम ११२००० भन्दा माथि छ भने । यो घटबढ़ प्रत्येक बच्चा को हिसाब ले हुने भने जानकारी गराएको छ ।  

कहिले र कसरी भुक्तानी गरिने ?


     बिल को अनुसार, यो रकम टैक्स फाइल भन्दा पनि छिटो गरिने तय भएको छ । अधिकारीहरु का अनुसार यो रकम अमेरिकीहरुको खोलती मा छिटो भन्दा छिटो आउने सम्भाबना देखिएको छ । यो रकम चेक मार्फत होईन, डायरेक्ट अमेरिकीहरुको बैंक अकाउंट मा जमा गरिने जानकारी दिइएको छ । यो रकम फाइल टैक्स को अनुसार गरिने पनि जानकारी दिइएको छ । जो कोई पनि २०१९ को फाइल अहिलेसम्म गरेको छैन भने सो बयक्ति को रकम फाइल २०१८ को हिसाबले तय गरिने निर्णय भएको ब्यहोरा जानकारी गराइन्छ । व्यक्तिको अन्तिम ज्ञात ठेगानामा भुक्तानको १५ दिन भित्र विधि र भुक्तानीको जानकारी सूचित पठाउने जानकारी गराएको छ । 










Tuesday, March 24, 2020

कोरोना वायरस को संक्रमण बाट आज एक जाना नेपाली को मृत्यु

कोरोना वायरस को संक्रमण बाट  आज  एक जाना नेपाली को मृत्यु 

अमेरिका मा बसोबास गर्दै आइरहेको अनिल लिम्बु कोरोना वायरस को संक्रमण बाट आज न्यूयोर्क को एक हॉस्पिटल मा मिर्त्यु भएका छन ।


डाक्टर को अनुसार मृतक अनिलका पूरे परिवार मा कोरोना वायरस को संक्रमण को आशंका गरिएका छन । हाल, उनीहरु सबैजाना सेल्फ कोरेन्टाईंमा बसिरहेको छन । कोरोना को लक्षणहरु जस्तै ज्वरो आउने, खोकी लाग्ने र टाउको दुखने जस्ता देखिएपछि उनीहरु हॉस्पिटल भरना भएका थिए ।




नेपाली को पाँचथर रानीगाऊ घर भएका मृतक अनिल लिम्बु करीब २० बर्ष देखि अमेरिका बस्दै गरेका थिए । लिम्बु का परिवारमा हाल एक श्रीमती, दुइ छोरा र एक छोरी रहेका छन । लिम्बु पाहिले देखि नै मधुमेह को सीकर भएको परिवार का एक सदस्य ले बताएको हुन ।

लिम्बूमा करीब एक सता देखि लगातार जवरो आउदै गरेको पनि बताएका छन । आठौ दिन वहा को अस्पताल मा प्रारंभिक जांच पछि कोरोना वायरस को संक्रमण को संका जनाएका थिए । त्यसपछि नै वहाँलाई कोरेन्टीन मा बसन आर्डर गरेका थिए ।

कतिपय नेपालीहरुले मृतक अनिल लाइ भेट्न खोजदा अस्पताल ले भेटन दिएका थिएन । आज एकासी वहा को मृत्युले हाम्रो पूरे नेपाली समाज मा शोकाकुल बनेका छन ।